Welcome to ClarityCapital.Online, operated by Clarity Capital LLC, a trusted provider of financial services, including business loans, financial advisory, and investment solutions. These Terms and Conditions (“Terms”) govern your access to and use of our website, services, and related content. By accessing ClarityCapital.Online or using our services, you agree to be bound by these Terms, our Privacy Policy, Disclaimer, and any additional agreements specific to our services (e.g., loan contracts). If you do not agree, please do not use our website or services. For questions, contact us at support@fortifytech.space.
1. Introduction
Clarity Capital LLC (“we,” “us,” or “our”) is dedicated to empowering individuals and businesses with accessible financial solutions. Our website offers tools, resources, and services such as loan applications, financial planning consultations, and investment management. These Terms outline the rules, responsibilities, and limitations for using our platform. They are designed to ensure a secure, transparent, and fair experience for all users while complying with applicable laws, including U.S. financial regulations, GDPR, and CCPA.
2. Eligibility
To use ClarityCapital.Online or our services, you must:
- Be at least 18 years old or the age of majority in your jurisdiction.
- Have the legal capacity to enter into binding agreements.
- Provide accurate, complete, and truthful information during registration, loan applications, or consultations.
- Comply with all applicable laws, including anti-money laundering (AML) and Know Your Customer (KYC) regulations.
We reserve the right to refuse service to anyone who does not meet these criteria or violates these Terms.
3. Services Provided
ClarityCapital.Online offers the following services:
- Business Loans: Flexible financing for small and medium-sized businesses, with terms and eligibility determined by our partner lenders.
- Financial Advisory: One-on-one consultations for budgeting, debt management, and wealth-building, provided by certified advisors.
- Investment Solutions: Tools and strategies for mutual funds, portfolio management, and other investment products, supported by AI-driven analytics.
These services are subject to separate agreements (e.g., loan contracts, advisory terms) provided at the time of engagement. We do not guarantee service availability, loan approvals, or specific investment outcomes.
4. User Responsibilities
By using our website or services, you agree to:
- Provide Accurate Information: Submit truthful data during account creation, loan applications, or consultations. Inaccurate information may result in service denial or legal consequences.
- Maintain Account Security: Protect your account credentials (username, password) and notify us immediately of unauthorized access at security@fortifytech.space.
- Comply with Laws: Use our services in accordance with local, national, and international laws, including financial regulations.
- Respect Intellectual Property: Do not reproduce, distribute, or modify our content (e.g., articles, tools, logos) without written permission.
- Avoid Misuse: Do not engage in activities that harm our platform, such as hacking, spamming, or uploading malicious content.
You are solely responsible for any consequences arising from your actions or failure to comply with these Terms.
5. Service Limitations
Our services are provided “as is” without warranties of any kind, express or implied. Specific limitations include:
- Loan Approvals: Approvals depend on creditworthiness, business performance, and lender criteria. We do not guarantee approval, interest rates, or terms.
- Advisory Services: Financial advice is general and not legally binding. Users should consult licensed professionals for personalized guidance.
- Investment Risks: Investments carry risks, including potential loss of principal. Past performance does not guarantee future results. In 2024, our clients averaged an 8% return, but results vary (Clarity Capital Survey, 2024).
- Availability: Services may be unavailable due to maintenance, technical issues, or regional restrictions.
We are not liable for losses or damages resulting from service limitations or interruptions.
6. Third-Party Services
ClarityCapital.Online collaborates with third-party providers, such as banks, credit bureaus, payment processors, and investment platforms, to deliver our services. These providers operate under their own terms and conditions, which we do not control. For example, loan applications may involve partner lenders like Wells Fargo, and investment accounts may be managed through platforms like Fidelity. We are not responsible for the actions, accuracy, or reliability of third-party services.
Our website may include links to external sites, such as financial blogs or regulatory bodies. These links are provided for convenience and do not imply endorsement. Clarity Capital is not liable for content or services on third-party websites.
7. Intellectual Property
All content on ClarityCapital.Online, including but not limited to articles, guides, financial tools, logos, and designs, is the intellectual property of Clarity Capital LLC or its licensors. Users may use content for personal, non-commercial purposes but may not reproduce, distribute, modify, or create derivative works without written permission. Unauthorized use may result in legal action.
8. Fees and Payments
Some services, such as loan processing or premium advisory consultations, may involve fees, which will be clearly disclosed before you commit. You agree to:
- Pay all applicable fees in a timely manner, using approved payment methods (e.g., credit card, bank transfer).
- Cover any additional costs, such as taxes or transaction fees, as required by law or our partners.
- Provide accurate billing information and authorize us to process payments.
Clarity Capital is not responsible for disputes between you and payment processors. Refunds, if applicable, are subject to our refund policy or specific service agreements.
9. Termination
We reserve the right to suspend or terminate your access to ClarityCapital.Online or our services if you:
- Violate these Terms or other agreements.
- Provide false or misleading information.
- Engage in fraudulent, illegal, or harmful activities.
- Fail to pay applicable fees.
You may terminate your account by contacting us at support@fortifytech.space. Upon termination, your data will be handled in accordance with our Privacy Policy.
10. Limitation of Liability
To the fullest extent permitted by law, Clarity Capital LLC, its affiliates, employees, and partners shall not be liable for any direct, indirect, incidental, or consequential damages arising from:
- Use of or reliance on our website, content, or services.
- Errors, inaccuracies, or interruptions in our services.
- Actions taken based on third-party services or links.
- Loss of data, profits, or opportunities.
Our liability is limited to the amount paid for our services, if applicable. This limitation applies even if we were advised of the possibility of such damages.
11. Indemnification
You agree to indemnify and hold Clarity Capital LLC harmless from any claims, losses, or damages, including legal fees, arising from:
- Your violation of these Terms or applicable laws.
- Misuse of our website or services.
- Inaccurate or fraudulent information provided by you.
12. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of New York, USA, without regard to conflict of law principles. Any disputes arising from these Terms or your use of ClarityCapital.Online will be resolved through:
- Negotiation: Contact us at support@fortifytech.space to resolve issues informally.
- Arbitration: If unresolved, disputes will be settled through binding arbitration in New York, NY, under the rules of the American Arbitration Association.
- Jurisdiction: For matters not subject to arbitration, exclusive jurisdiction lies in the state and federal courts of New York County, NY.
13. Updates to These Terms
We may update these Terms to reflect changes in our services, legal requirements, or business practices. Updates will be posted on our website with a revised effective date. Significant changes will be communicated via email or website notice. Your continued use of ClarityCapital.Online after updates constitutes acceptance of the revised Terms.
14. Contact Us
For questions, concerns, or requests regarding these Terms, please contact:
Clarity Capital LLC
Email: support@fortifytech.space
Phone: +1-800-555-1234
Address: 123 Finance Avenue, Suite 500, New York, NY 10001, USA
Our support team is available 24/7. For legal inquiries, contact our Compliance Officer at compliance@fortifytech.space.
15. Entire Agreement
These Terms, along with our Privacy Policy, Disclaimer, and any service-specific agreements, constitute the entire agreement between you and Clarity Capital LLC. They supersede any prior agreements or understandings, written or oral.
16. Commitment to Clarity
At ClarityCapital.Online, we are committed to transparency, integrity, and your financial success. These Terms ensure a fair and secure experience while protecting both you and our platform. By using our services, you partner with a team dedicated to making finance clear and empowering.
Call to Action: Ready to explore our financial services? Visit our Services page to apply for a loan or book a consultation. Subscribe to our newsletter for finance tips and follow us on X (@ClarityCapital) for #FinanceMadeClear updates. Let’s build your financial future, together!